Miami-Dade County
Miami-Dade, from the courthouse to the closing.
Every city in the county, four ways to work with us, and 5+ years spent at the Miami-Dade foreclosure auctions learning what the listing photo does not show.
How a Miami-Dade auction actually runs
Miami-Dade and Broward do not run their sales the same way, and the differences are the kind that cost money if you learn them on the day. This is what matters here.
- The sale is online, through the Clerk
- Miami-Dade foreclosure sales are conducted through the Clerk of the Court's online system rather than on the courthouse steps. You register and bid online, which sounds easier than it is — the competition is the same, it is just faster.
- Tax deed sales run separately, from 2 PM
- Tax deed sales are a different process from mortgage foreclosure sales, held online and starting in the early afternoon. People conflate the two constantly, and they carry different risks.
- You cannot go inside
- No auction property in this county comes with an inspection. You are bidding on the outside of a house and a title search. That is the entire reason this service exists.
- Flood zone is a price input, not a footnote
- Along the bay and the beaches, the flood zone and the elevation certificate change the insurance number enough to move the whole deal. We price that in before we set a maximum bid.
Auction procedure is set by the county and changes. Always confirm the current rules with the Miami-Dade Clerk before you bid — and call us if you would rather not do it alone.
What changes at County Line Road
Two counties, forty minutes apart, running the same statute in materially different ways. Most of what people repeat as local knowledge is actually Florida law and identical in both — so the rows marked 'same in both' matter as much as the ones that differ.
| Verified September 2026. | Miami-Dade | Broward |
|---|---|---|
| Who runs foreclosure sales | Clerk of the Court & Comptroller | Clerk of Courts, 17th Circuit |
| Who runs tax deed sales | The same Clerk, through its Tax Deed Unit | Records, Taxes & Treasury — a county division, not the Clerk |
| Auction platforms | One office and one rule set covering both sales | Two sites, two agencies — foreclosures and tax deeds are separate logins |
| Foreclosure sale time | 9:00 AM ET, Mon–Wed | 10:00 AM ET, Tue–Fri |
| Tax deed sale time | Thursdays, 2:00 PM ET | Roughly monthly, Mondays 9:00 AM ET |
| Foreclosure deposit | 5% of your anticipated high bid | 5% of your anticipated high bid |
| Deposit deadline | 3:00 PM ET the day before, in person or by wire | 3:00 PM ET the previous business day — and money orders are accepted here |
| Foreclosure balance due | 12:00 PM ET the next business day | 12:00 PM ET next business day, or whatever the judgment says |
| Tax deed deposit | $200 or 5%, whichever is greater — in person or by wire | $200 or 5% — ACH only, by 4:30 PM ET the Thursday before |
| Tax deed balance due | Within 24 hours | 11:00 AM ET the next business day |
| Deed documentary stamps | $0.60 per $100, plus a $0.45 surtax unless it is a single-family home or one condo unit | $0.70 per $100, flat, no surtax |
| Who takes the deed tax | The Clerk — one office takes everything | The Clerk takes the bid, the county takes the deed tax — two offices |
| Penalty for not paying | Barred for two auction dates; a Certificate of Incomplete Sale issues | Two auction dates for foreclosures — but a tax deed default deactivates the account for a year |
| In-person sales | Not offered | Still possible where the final judgment requires it |
| Court registry fee | 3% of the first $500, then 1.5% of each further $100 | 3% of the first $500, then 1.5% of each further $100 |
Sourced from the Miami-Dade Clerk, the Broward Clerk, Broward's Records, Taxes and Treasury Division, the auction platforms and Florida Statutes §§ 45.031, 45.035, 28.24 and 201.031. Procedure is set by each county and changes — confirm the current rules with the relevant office before you bid.
Areas we serve
Miami-Dade & Broward.
We work every city in Miami-Dade, including:
Miami-Dade16 cities
- Miami
- Miami Beach
- Coral Gables
- Key Biscayne
- Aventura
- Sunny Isles Beach
- Bal Harbour
- North Miami
- Doral
- Pinecrest
- Palmetto Bay
- Kendall
- Cutler Bay
- Homestead
- Hialeah
- Miami Gardens
Including Brickell, Downtown Miami, Edgewater, Coconut Grove, South of Fifth, Little River.
Questions
Straight answers.
Still unsure? Ask us directly in the form above. A real person reads every one.
Where are Miami-Dade foreclosure auctions held?
They are held online through the Miami-Dade Clerk of the Court's sale system rather than in person at the courthouse. You register in advance, and the sale runs on the schedule the Clerk publishes. Confirm the current process with the Clerk before you bid — it is set by the county, not by us.
Can I see inside a Miami-Dade auction property before bidding?
No. Auction properties are sold without an interior inspection, and the occupant has no obligation to let you in. That is the single biggest risk in buying this way, and it is why we price repairs from the outside, the permit history and the comparable sales before setting a maximum bid.
What is the difference between a foreclosure sale and a tax deed sale?
A mortgage foreclosure sale is the lender enforcing its lien. A tax deed sale is triggered by unpaid property taxes and runs as a separate process on its own schedule. They carry different risks around title and surviving liens, and the two are constantly confused. We will tell you which one a property is in before you commit anything.
Do I need a real estate agent to buy at a foreclosure auction?
You are not required to have one. Whether you want one is a different question. There is no buyer's commission paid by a seller at these sales, so the fee is direct — ours is a flat 5% of the purchase price. What it buys is the research: the title and lien position, what survives the sale, the ceiling you should not bid past, and a real estimate of the renovation cost. And someone who has stood in this auction before.
Which Miami-Dade cities do you cover?
All of them. In practice most of our work runs from Miami, Miami Beach, Coral Gables and Brickell down through Kendall, Cutler Bay and Homestead, and north through Doral, Hialeah, Aventura and Sunny Isles Beach.
How is Miami-Dade different from Broward for a buyer?
Less than people claim. The 5% deposit and the day-before cut-off are Florida statute and identical in both. What genuinely differs is the tax deed sale — Miami-Dade runs both sales on one Clerk platform, while Broward hands tax deeds to a separate division on its own website with an earlier balance deadline — and the documentary stamp tax, where Miami-Dade is the only county in Florida that does not charge the standard rate. Physically, Miami-Dade means bay and beach flood zones and older condo stock; Broward means canals, seawalls and newer construction.
Talk to a person, not a portal
Working in Miami-Dade? Start with a real number.
Tell us what you are trying to do in this county and a person who works it every day will come back to you.
- Bid at the county auction
- Sell a Miami-Dade home
- Buy in Miami-Dade