Selling in Miami-Dade or Broward
Sell your home in Miami-Dade and Broward
you could walk away with about
$699,750
- You keep$699,750
- Commission (5%, negotiable)$37,500
- Deed doc stamps$5,250
- Closing costs (~1%)$7,500
Illustrative estimate, not a valuation. Taxes, liens and payoffs not included.
Buying in Miami-Dade or Broward
Buy a home in Miami-Dade and Broward
could cost you about
$4,870 / month
- Principal & interest (20% down, 6.5% APR, 30-yr fixed)$3,287
- Property tax (~2%)$1,083
- Insurance (example)$500
Example only: 20% down, 6.5% APR fixed for 30 years, property tax about 2% of the price, insurance $6,000 a year. This is an illustration, not an offer of credit — NewLevel is a real estate brokerage, not a lender, and your actual rate, APR and payment will differ. Insurance and HOA vary widely in South Florida.
Talk to a person, not a portal
Tell us what you're looking for.
County, budget and timing: two minutes. An advisor who knows the area will call you to talk it through.
- On- and off-market search, including auction and bank-owned homes
- Honest reads on condition, condo finances, insurance and flood risk
- Help from the first showing to the day you get the keys
What you get
More than someone to open the door.
Buying in South Florida has costs and catches that don't show up in the listing. We put them in front of you before you commit.
01
The whole market
MLS listings, new construction and, if you're open to them, foreclosure auctions and bank-owned homes: the part of the market we know best.
02
Real costs, upfront
Insurance, flood coverage, HOA or condo fees and property taxes. In Florida, taxes are reassessed after a sale; the seller's capped taxes don't carry over to you.
03
Condo due diligence
Florida's 2022 condo safety laws require milestone inspections and reserve studies. We read the association's finances with you, so a special assessment doesn't surprise you after closing.
04
Don't buy the maintenance
Roof age, wind mitigation, cast-iron drain lines in older homes, electrical panels: we know what to look for and what it costs to fix.
05
Negotiation with numbers
We price repairs the way someone who pays for them does, and we put that into your offer.
06
The right neighborhood
Commute, schools, flood zone, noise, what's being built next door: the things you only learn by knowing the area.
How buying works
From the first search to the keys, in five steps.
1
Tell us what you need
County, budget, type of property and timing. The form takes two minutes; the conversation that follows is where we get specific.
2
Get your money straight
Cash, or a mortgage pre-approval before you shop, so sellers take your offer seriously.
3
Agree the terms and start touring
Since August 2024, a written buyer agreement is required before touring homes. We'll explain exactly what ours says, including how we're paid.
4
Offer, inspect, insure
Make a strong offer, then use the inspection period well: inspections, insurance quotes and, for condos, the association documents.
5
Close
Title, final walkthrough, closing, keys. We stay with it until you're in.
The listing shows you the view. We show you the roof, the reserves and the flood zone.
Two counties, very different options
Miami-Dade or Broward?
Many buyers start with one county in mind and end up in the other. Here's the short version.
Miami-Dade
City, beach and established neighborhoods
- High-rise living in Brickell, Downtown and Edgewater
- Beach life in Miami Beach, Sunny Isles Beach and Key Biscayne
- Established, tree-lined streets in Coral Gables and Pinecrest
- More space further south, in Kendall, Palmetto Bay and Homestead
Broward
Canals, beach towns and suburbs
- Fort Lauderdale's canals and the Las Olas area
- Beach towns: Hollywood, Hallandale Beach, Lauderdale-by-the-Sea
- Family suburbs: Weston, Coral Springs, Plantation, Pembroke Pines
- Quieter coastal living in Pompano Beach and Lighthouse Point
2
counties: Miami-Dade & Broward
Looking for a deal?
Foreclosures are where we started.
Buying at a county foreclosure auction can mean a lower price, but also cash deadlines, no inspection and liens that may survive the sale. We've bought at the Miami-Dade and Broward auctions for 5+ years.
If you're open to it, we'll show you how the auction route compares with a regular purchase and whether it fits your budget and plans.
Areas we serve
Miami-Dade & Broward.
We help buyers in every city across both counties, including:
Miami-Dade16 cities
- Miami
- Miami Beach
- Coral Gables
- Key Biscayne
- Aventura
- Sunny Isles Beach
- Bal Harbour
- North Miami
- Doral
- Pinecrest
- Palmetto Bay
- Kendall
- Cutler Bay
- Homestead
- Hialeah
- Miami Gardens
Including Brickell, Downtown Miami, Edgewater, Coconut Grove, South of Fifth, Little River.
Broward16 cities
- Fort Lauderdale
- Hollywood
- Hallandale Beach
- Dania Beach
- Pompano Beach
- Lauderdale-by-the-Sea
- Lighthouse Point
- Deerfield Beach
- Wilton Manors
- Coral Springs
- Plantation
- Weston
- Davie
- Cooper City
- Pembroke Pines
- Miramar
Including Las Olas, Victoria Park, Rio Vista, Harbor Beach, Hollywood Lakes, Coral Ridge.
Questions
Straight answers.
Still unsure? Ask us directly in the form above. A real person reads every one.
How much do I need for a down payment?
It depends on the loan. Some conventional loans allow as little as 3% down for eligible buyers, FHA loans 3.5%, and investment property usually needs more. Budget for closing costs and insurance on top. A lender can tell you exactly what you qualify for.
Do I pay for a buyer's agent?
Since August 2024, buyers sign a written agreement with their agent before touring homes, and it states how the agent is paid. Sometimes the seller contributes and sometimes the buyer pays; it's negotiable, and we'll explain the options before you sign anything.
What should I know before buying a condo in Florida?
Ask for the association's budget, reserves, recent milestone inspection and structural reserve study, and any planned special assessments. Florida's 2022 condo laws made these much more important, and they affect both cost and whether your lender will finance the building.
How much is homeowners insurance in South Florida?
It varies a lot with the home's age, roof, construction, wind-mitigation features and flood zone. Get quotes during your inspection period, not after. A newer roof and hurricane-rated windows and doors can make a real difference.
Do I need flood insurance?
If the home is in a high-risk flood zone and you have a federally backed mortgage, your lender will require it. Many buyers outside those zones carry it anyway. We'll check the flood zone before you make an offer.
Will my property taxes be the same as the seller's?
Usually not. Florida reassesses property after a sale, and the seller's capped taxes don't transfer to you. If it's your primary home, apply for the homestead exemption by March 1 of the following year.
Can you help me buy a foreclosure or bank-owned home?
Yes. It's our specialty. Choose “Foreclosures” on our foreclosure page or mention it in the form, and we'll walk you through the options.
Which areas do you cover?
Every city in Miami-Dade and Broward: from Miami, Miami Beach, Coral Gables and Homestead to Fort Lauderdale, Hollywood, Weston and Coral Springs.
Free weekly email
Bidding at auction too? Get the weekly list
If part of your search is the county foreclosure calendar, we send the week's Miami-Dade and Broward auctions every Monday — with the opening judgment amounts.
- Every auction scheduled in Miami-Dade and Broward for the week ahead
- Opening judgment amounts, so you know what the bidding starts against
- The handful we'd look at twice — and the ones we'd walk past
Next step
Tell us what you're looking for.
County, budget and timing: two minutes. An advisor who knows the area will call you to talk it through.